Category: Severe Weather

Practical preparation guides and checklists for hurricanes, tornadoes, winter storms, flooding, and other severe weather events.

  • Hurricane Preparedness Checklist for Homeowners

    Hurricane Preparedness Checklist for Homeowners

    Hurricane preparation is easier when you are working from a list instead of trying to remember everything while a storm is moving closer.

    This checklist is organized by timing. Some jobs belong at the beginning of hurricane season. Others should wait until a storm could affect your area. The goal is not to do every task in one frantic afternoon. It is to handle the slow, predictable work early so you can focus on safety and official instructions later.

    If you need more detail on protecting the house itself, start with Ready Chateau’s guide to preparing your home for a hurricane. Use this page as the working checklist that keeps the whole household on track.

    Quick Answer

    A complete hurricane plan covers five things: where you will go if you must evacuate, how you will receive official alerts, what your household will need for several days, how you will protect the home, and how you will stay safe during an extended power outage.

    Begin before a storm is forecast. Once a hurricane watch or warning is issued, use the remaining time for final preparations—not projects that should have been handled weeks earlier.

    Before Hurricane Season

    Know Your Risk

    Hurricane damage is not limited to the coastline. Storm surge is a major coastal threat, but heavy rain, inland flooding, high winds and tornadoes can affect communities far from the point of landfall.

    ☐ Find out whether your home is in a hurricane evacuation zone, flood-prone area or manufactured-home evacuation area.

    ☐ Learn the evacuation routes designated by your state or local emergency management agency.

    ☐ Identify at least two destinations outside the evacuation zone. Include a hotel, friend or relative when possible, because public shelters may have limited space and different rules.

    ☐ Check whether nearby shelters accept pets. If they do not, identify a pet-friendly alternative before you need it.

    ☐ Consider household needs that may make an early departure necessary, including mobility limitations, medical equipment, pregnancy, young children, older adults and animals.

    ☐ Sign up for alerts from your local emergency management agency and enable Wireless Emergency Alerts on household phones.

    Build a Household Plan

    A plan should answer the practical questions that become harder once roads are crowded, phones are busy and family members are in different places.

    ☐ Choose an out-of-area contact everyone can call or text.

    ☐ Decide how household members will reconnect if the storm arrives during work or school hours.

    ☐ Write down important phone numbers. Do not rely only on contacts stored in a phone.

    ☐ Decide who will help children, older relatives, neighbors or household members with disabilities.

    ☐ Plan transportation. If you do not drive or do not have a reliable vehicle, contact local emergency management now to learn what assistance may be available.

    ☐ Include pets in the evacuation plan. Prepare carriers, leashes, identification, vaccination records, food, water and medications.

    ☐ Practice the route and make sure every driver knows where to go.

    Protect Important Information

    A phone may be lost, damaged or out of power after a storm. Keep essential information in more than one form.

    ☐ Photograph or video each room and valuable item for a home inventory.

    ☐ Store copies of identification, insurance information, prescriptions, medical details, property records and emergency contacts in a waterproof container.

    ☐ Keep a secure digital backup that can be reached away from home.

    ☐ Save your insurance company’s claims number and policy information.

    ☐ Review what your homeowners or renters policy covers. Standard policies generally do not cover flood damage, so confirm your specific protection before a storm threatens.

    ☐ Keep a small amount of cash in manageable denominations in case card systems and ATMs are unavailable.

    Prepare Emergency Supplies

    Ready.gov recommends having enough supplies for several days. The American Red Cross suggests a three-day evacuation supply and a two-week supply for staying at home. Build toward what is realistic for your household instead of waiting until you can assemble a perfect kit.

    ☐ Store water for drinking and sanitation. A common planning minimum is one gallon per person per day, with additional water for heat, illness, pregnancy or pets.

    ☐ Stock shelf-stable food your household already eats, including food that requires little or no cooking.

    ☐ Keep at least several days of prescription medications when possible, along with copies of prescriptions and necessary medical supplies.

    ☐ Add flashlights, headlamps, spare batteries and battery-powered lanterns. Do not depend on candles for emergency lighting.

    ☐ Keep a battery-powered or hand-crank weather radio.

    ☐ Pack first-aid supplies, sanitation items, masks, insect repellent and needed personal-care products.

    ☐ Include phone charging cables, vehicle chargers and charged power banks.

    ☐ Store pet food, water, medications, cleanup supplies and comfort items.

    ☐ Keep a manual can opener, basic tools, work gloves and sturdy shoes.

    ☐ Put evacuation supplies in containers or bags that can be loaded quickly.

    Prepare for a Power Outage

    Hurricane outages may last much longer than the storm itself. Decide in advance what must keep running and what can remain off.

    ☐ Charge portable power stations, power banks, rechargeable lights and medical-device backup batteries.

    ☐ Test smoke alarms and carbon monoxide alarms. Replace batteries if needed.

    ☐ Make a written priority list for refrigeration, communication, medical needs, lighting and fans.

    ☐ If you own a portable generator, review the manual, test it safely and confirm you have the correct outdoor-rated extension cords.

    ☐ Plan to operate a portable generator outdoors only, at least 20 feet from the home, with the exhaust pointed away from the building.

    ☐ Never plan to run a generator in a garage, shed, porch or other enclosed or partly enclosed space.

    ☐ Never connect a generator to a household outlet. A properly installed transfer switch or other approved transfer equipment is required to power home wiring safely.

    ☐ Keep refrigerator and freezer thermometers where you can read them.

    ☐ Freeze containers of water or gel packs to help the freezer stay cold longer, leaving room for water to expand.

    ☐ Fill vehicle fuel tanks and recharge electric vehicles before demand rises, while continuing to follow evacuation instructions.

    Maintain the Home and Property

    These tasks are best handled before hurricane season or well before a specific storm.

    ☐ Trim weak or damaged tree limbs using a qualified professional when the work is beyond safe homeowner reach.

    ☐ Clean gutters, downspouts and drains so rainwater can move away from the house.

    ☐ Repair loose roofing, siding, screens, fences and exterior fixtures.

    ☐ Identify how you will protect windows and doors. Measure openings and label storm panels if you use them.

    ☐ Check the garage door and review the manufacturer’s wind-protection instructions.

    ☐ Know how to shut off electricity, water and gas if local officials or your utility instruct you to do so. Do not shut off gas casually; only the utility or a qualified professional should restore service.

    ☐ Check sump pumps, drainage systems and backup power arrangements where flooding is a concern.

    ☐ Store outdoor fuel safely and legally in approved containers, away from living areas and ignition sources.

    ☐ Photograph the exterior of the home before the season and again before a storm for insurance documentation.

    When a Storm Could Affect Your Area

    Follow the National Hurricane Center, National Weather Service and local emergency management—not social-media rumor or a single forecast image. The forecast track, hazards and local instructions can change.

    ☐ Review the current forecast and local evacuation information at least twice a day, or more often when officials advise.

    ☐ Confirm where you will go and when you will leave if an evacuation is ordered.

    ☐ Contact anyone who may need transportation or assistance.

    ☐ Refill prescriptions as early as allowed.

    ☐ Finish laundry and wash dishes while water and power are dependable.

    ☐ Charge every phone, radio, battery bank and backup power device.

    ☐ Test flashlights and place them where people can find them in the dark.

    ☐ Withdraw needed cash and fuel vehicles without waiting for the final rush.

    ☐ Buy only the remaining gaps in your supplies. Avoid emptying shelves of items you already have.

    ☐ Move patio furniture, grills, tools, planters, decorations and other loose items indoors or secure them properly.

    ☐ Protect windows and doors using your planned materials. Tape does not prevent a window from breaking.

    ☐ Clear the yard and drainage paths.

    ☐ Set the refrigerator and freezer to colder settings before the storm, but do not freeze foods that should not be frozen.

    ☐ Place important records, medicines and electronics in waterproof bags or containers.

    ☐ Bring pets inside and keep carriers, leashes and identification ready.

    ☐ Let your out-of-area contact know your plan.

    Hurricane Watch: Finalize the Plan

    A hurricane watch generally means hurricane conditions are possible within the watch area, usually within 48 hours. Preparations become more difficult and dangerous once tropical-storm-force winds begin, so do not treat the watch as an invitation to wait.

    ☐ Complete window, door and outdoor-property preparations while conditions are still safe.

    ☐ Check the evacuation order, route and destination again.

    ☐ Load the vehicle with go bags, medications, documents, pet supplies, water and food.

    ☐ Move vehicles to a safer location if flooding, falling trees or flying debris are concerns.

    ☐ Set aside clean containers for additional drinking water if local officials recommend filling them.

    ☐ Turn the refrigerator and freezer to their coldest safe settings and keep the doors closed as much as possible.

    ☐ Identify a small interior room on the lowest level not likely to flood, away from windows, for sheltering from wind.

    ☐ Keep shoes, flashlights, helmets if available, a first-aid kit and a weather radio in the shelter area.

    ☐ Continue monitoring official updates and be ready to leave immediately.

    Hurricane Warning: Act, Do Not Experiment

    A hurricane warning generally means hurricane conditions are expected within the warning area, usually within 36 hours. At this point, personal safety and official instructions take priority over the property.

    ☐ Evacuate immediately when ordered. Do not delay to finish protecting the house.

    ☐ Leave early if anyone in the household needs extra travel time or depends on electrical medical equipment.

    ☐ Use official routes and do not take shortcuts around barricades.

    ☐ Never drive through floodwater. Turn around and choose another route.

    ☐ If you are staying because local officials have not ordered evacuation, bring everyone and all pets inside before conditions deteriorate.

    ☐ Close and lock windows and doors after shutters or panels are in place.

    ☐ Keep phones charged and preserve battery life.

    ☐ Stay away from windows, skylights and exterior doors.

    ☐ Do not go outside during the eye of the storm. Dangerous winds can return quickly from the opposite direction.

    ☐ Call 911 only for a life-threatening emergency.

    If You Evacuate

    ☐ Take medications, identification, insurance records, emergency contacts, cash and essential medical equipment.

    ☐ Take water, food, clothing, hygiene items, phone chargers and bedding as your destination requires.

    ☐ Take pet carriers, leashes, records, food, water and medications.

    ☐ Unplug nonessential electronics if time permits.

    ☐ Follow local instructions concerning utilities. Never turn off gas unless told to do so.

    ☐ Tell your out-of-area contact where you are going and when you expect to arrive.

    ☐ Lock the home and leave before roads become unsafe.

    ☐ Do not return until local officials say the area is safe.

    If You Shelter at Home

    Sheltering at home is not the right choice when officials order evacuation, when the home is in a storm-surge or serious flood zone, or when the building cannot provide safe protection.

    ☐ Keep everyone in the chosen interior shelter area during the strongest winds.

    ☐ Continue receiving alerts through more than one source when possible.

    ☐ Use flashlights rather than candles if power fails.

    ☐ Keep refrigerator and freezer doors closed. An unopened refrigerator generally keeps food safely cold for about four hours. A full freezer can hold temperature for about 48 hours, or about 24 hours if half full.

    ☐ Keep generators, grills, camp stoves and other fuel-burning equipment outdoors and away from doors, windows and vents.

    ☐ Do not use floodwater for drinking, cooking, brushing teeth or washing dishes.

    ☐ Move to a higher level if water enters the home, but avoid a closed attic where rising water could trap you. Call for help and follow local rescue instructions.

    ☐ Stay indoors until officials say conditions are safe.

    After the Storm

    The storm’s departure does not end the danger. Floodwater, downed power lines, unstable buildings, damaged trees, heat and carbon monoxide can all cause serious injuries after a hurricane.

    ☐ Wait for official clearance before returning home or leaving your shelter.

    ☐ Avoid floodwater. It may contain sewage, chemicals, sharp debris or hidden electrical hazards.

    ☐ Stay away from downed power lines and report them to the utility.

    ☐ Do not enter a visibly damaged building until authorities or a qualified professional say it is safe.

    ☐ Photograph damage before moving or discarding items when it is safe to do so.

    ☐ Wear sturdy shoes, gloves and protective clothing during cleanup.

    ☐ Use generators only outdoors, at least 20 feet from the home, with exhaust directed away.

    ☐ Keep working carbon monoxide alarms operating. If an alarm sounds or anyone develops headache, dizziness, weakness, nausea, chest pain or confusion, move to fresh air and call 911.

    ☐ Follow local drinking-water advisories. Use bottled, boiled or properly treated water when instructed.

    ☐ Discard food that contacted floodwater.

    ☐ Check refrigerated food with time and temperature guidance—not smell or appearance alone.

    ☐ Be alert for heat illness, cuts, falls, electrical hazards and overexertion during cleanup.

    ☐ Contact your insurer promptly and keep receipts for storm-related expenses.

    ☐ Check on neighbors only when conditions are safe.

    The Ready Chateau Final Check

    Before you consider the household prepared, make sure you can answer yes to these questions:

    ☐ Do we know whether and when we would evacuate?

    ☐ Does every household member know the plan?

    ☐ Can we receive official alerts if the power and internet fail?

    ☐ Do we have water, food, medications and essential supplies for several days?

    ☐ Are our important documents protected and accessible?

    ☐ Have we secured the home without waiting for the final forecast?

    ☐ Can we manage a power outage without bringing carbon monoxide or electrical hazards into the home?

    ☐ Are pets, medical needs and transportation included?

    ☐ Do we know what hazards to expect after the storm?

    Bottom Line

    A hurricane checklist works best when it is used early. The more you complete before a storm is on the map, the fewer decisions you have to make under pressure.

    Know your evacuation plan, build practical supplies, protect the home, prepare for an outage and follow official instructions when conditions change. You may not be able to prevent the storm, but you can remove many of the last-minute problems that make it more dangerous.

    Sources Consulted

  • How to Prepare Your Home for a Hurricane

    How to Prepare Your Home for a Hurricane

    Hurricanes can threaten much more than the coastline. Strong winds, heavy rain, flooding, tornadoes and long power outages can affect households far inland, sometimes well after the center of the storm has moved away.

    Preparing well does not mean buying every emergency product you can find or trying to protect your house at the last minute. It means knowing your risk, deciding where your household will go if an evacuation is ordered, strengthening the home where practical and completing the most important tasks before conditions become dangerous.

    Quick Answer

    Prepare your home for a hurricane in two stages. Before hurricane season, learn your evacuation zone, review insurance, make a household plan, gather supplies and complete any structural improvements. When a storm threatens, follow official forecasts, secure outdoor items, protect openings, charge devices, prepare for power and water disruptions and leave promptly if local officials order an evacuation.

    Safety First

    People come before property. Never remain in an unsafe home to protect belongings, and never delay an evacuation while finishing preparations. Stop outdoor work before tropical-storm-force winds arrive. Follow local emergency management, utility and public-safety instructions even when they differ from a general checklist.

    Start With Your Actual Hurricane Risk

    A useful hurricane plan begins with the risks around your home, not with a generic shopping list. Coastal households may face storm surge and mandatory evacuation. Inland households may still face destructive wind, freshwater flooding, tornadoes, fallen trees and extended outages.

    Find out whether your home is in a hurricane evacuation zone by checking with your local government or emergency management office. The National Weather Service recommends doing this before a storm threatens. The National Hurricane Center’s storm-surge maps can help show broad areas of risk, but local officials determine evacuation zones and issue evacuation orders.

    Also consider whether the building itself is a safe place to shelter. Manufactured homes, homes in low-lying areas, buildings surrounded by large trees and homes with known structural problems may require an earlier move to safer shelter. A household member who depends on powered medical equipment, refrigerated medicine or mobility assistance may also need more time and a more specific destination.

    If you are starting from the beginning, use Ready Chateau’s Start With the Basics guide to evaluate your people, risks, current supplies and most important gaps before you spend money.

    Know the Difference Between a Watch and a Warning

    A hurricane watch means hurricane conditions are possible in the specified area. A hurricane warning means hurricane conditions are expected. Watches are generally issued about 48 hours before tropical-storm-force winds are expected, while warnings are generally issued about 36 hours before those winds arrive.

    Those times do not create a safe last-minute work window. Roads, stores and fuel stations may become crowded earlier, and outdoor preparation becomes dangerous as winds increase. Use the National Hurricane Center forecast and local instructions to decide when your household must finish preparing or leave.

    Prepare Before Hurricane Season

    The best time to protect a home is when no storm is approaching. Seasonal preparation gives you time to hire qualified help, compare options and correct problems without rushing.

    Review the home itself

    Inspect the roof, exterior doors, garage door, shutters and drainage around the property. Look for loose materials, damaged seals, clogged gutters, weak tree limbs and outdoor items that could become windborne debris.

    Some improvements require a qualified contractor and may need permits or inspections. Depending on the home and local building requirements, these may include strengthening roof-to-wall connections, improving roof-deck protection, upgrading a garage door or installing tested shutters or impact-rated openings. These are planned resilience projects—not jobs to begin when a hurricane warning has already been issued.

    Prepare window and door protection in advance. If you use removable shutters or properly sized plywood panels, label them and confirm the hardware is complete. Do not rely on tape to protect windows from hurricane debris.

    Review insurance and document the property

    Read your homeowners or renters policy before hurricane season and ask the insurer what is and is not covered. Most homeowners and renters insurance does not cover flood damage, according to the National Flood Insurance Program. Flood coverage is separate, and policies may have waiting periods.

    Create a home inventory with photos or video. Record major appliances, equipment and valuable belongings, and keep policy numbers and contact information somewhere you can access if the home is damaged. Store a protected digital copy as well as any paper documents you plan to take during an evacuation.

    Make an evacuation plan

    Choose more than one destination and route. Your first choice might be a friend’s home outside the risk area, a hotel or a public shelter. Confirm whether the destination accepts pets and whether anyone in the household needs accessible transportation, medical support or additional time.

    Decide who will drive, what vehicle you will use and what would trigger an early departure. Keep the vehicle maintained and avoid letting the fuel level become critically low during hurricane season.

    Build household supplies gradually

    A practical emergency supply does not need to appear overnight. Start with water, familiar shelf-stable food, medicines, lighting, communication, hygiene supplies and the needs of children, older adults and pets. Ready Chateau’s Complete Home Emergency Preparedness Checklist can help you review the household one category at a time.

    A 72-hour emergency kit is a useful starting point, but a hurricane may interrupt roads, electricity and water for longer than three days. Add supplies according to local guidance, household needs and storage space. Review 15 Things People Forget in Their Emergency Kit for commonly missed items such as spare glasses, printed contacts, pet supplies and charging cables.

    Make a power-outage plan

    Decide what truly needs electricity. Refrigeration, communications, medical equipment, lighting and a few comfort items may matter more than trying to run the entire home.

    Review What to Do When the Power Goes Out before storm season. If you are choosing backup equipment, Portable Power Station vs. Generator explains the practical differences between battery storage and fuel-powered generation without assuming one option fits every household.

    When a Hurricane Is Forecast

    As the forecast becomes clearer, shift from long-term improvements to safe, time-limited actions. Do not climb onto a roof, remove large branches or begin structural work while a storm is approaching.

    Follow official information

    Monitor the National Hurricane Center, your local National Weather Service office and local emergency management. Forecast tracks and impacts can change. The center line of a forecast cone is not the only place at risk, and hazards can extend far from the storm’s center.

    Turn on emergency alerts and identify at least one battery-powered way to receive information. Write down important contacts in case a phone is lost, damaged or unable to connect.

    Secure the exterior

    Bring in or firmly secure outdoor furniture, grills, bicycles, decorations, tools, garbage containers and loose building materials. Move propane cylinders only as permitted by their safety instructions, and never store them inside the living area.

    Close and secure exterior doors, garage doors and shutters. Install prepared panels while conditions are still safe. Move vehicles into a garage or another protected location if appropriate, but do not block your evacuation route.

    Clear ordinary debris from accessible drains and gutters only if the work can be done safely from the ground. Leave roof work, large tree work and structural repairs to qualified professionals and a safer time.

    Protect documents and belongings

    Place identification, insurance information, medical records, prescriptions and essential financial documents in a waterproof container that can leave with you. Move irreplaceable items and vulnerable supplies above expected flood levels when possible.

    Take current photos of the exterior and interior before the storm. Back them up somewhere outside the home so they remain available if a device is lost.

    Prepare food and water

    Store drinking water before a disruption occurs. How Much Water Should You Store for an Emergency? provides a practical starting calculation, while The Right Way to Store Emergency Water at Home covers containers, location and rotation.

    Place appliance thermometers in the refrigerator and freezer. Freeze water containers and gel packs, group frozen food together and have coolers ready. Keep food and bottled water above areas likely to flood.

    During an outage, keep refrigerator and freezer doors closed. The FDA says an unopened refrigerator keeps food cold for about four hours. A full freezer can hold a safe temperature for about 48 hours, or about 24 hours when half full, if the door remains closed. Temperature—not smell or appearance—should guide food-safety decisions.

    Charge and test essential equipment

    Charge phones, rechargeable lights, power banks, portable power stations and medical-device backups. Test flashlights, radios and carbon-monoxide alarms. Replace weak batteries and place equipment where it can be found in the dark.

    Fill the vehicle’s fuel tank or charge an electric vehicle early enough to avoid a last-minute delay. If you own a generator, check fuel, oil, cords and operating instructions before the weather deteriorates. Do not perform unfamiliar repairs during an emergency.

    Generator Safety Cannot Be Improvised

    A portable generator must operate outdoors, at least 20 feet from the home and away from doors, windows and vents. Never run one in a house, garage, carport, shed or other enclosed space. Use a working battery-operated or battery-backup carbon-monoxide alarm inside the home.

    Never try to power house wiring by plugging a generator into a wall outlet. Use only the connection method, cords and equipment appropriate for your setup. Ready Chateau’s Portable Generator Safety guide explains placement, carbon-monoxide, fire and electrical hazards in more detail.

    Decide Whether to Evacuate or Shelter

    You do not need to guess after an order is issued. If local officials tell your zone to evacuate, leave. A well-built home cannot make storm surge safe, and remaining behind to protect property can put both your household and emergency responders at risk.

    If you evacuate

    Leave early enough to avoid worsening weather and road conditions. Follow official routes even if another route appears shorter.

    Take your emergency kit, medicines, identification, insurance information, cash, phones, chargers, essential clothing and supplies for children and pets. Unplug appliances if time allows. Turn off utilities only when local officials or the utility instruct you to do so, or when you already know the correct household procedure.

    Tell an out-of-area contact where you are going and when you expect to arrive. Never drive through floodwater. A road hidden by water may be washed out, and moving water can sweep a vehicle away.

    If you shelter at home

    Keep your emergency kit, shoes, lights, phone and weather radio with you. Stay indoors and away from windows, preferably in an interior room on a lower level that is not at risk of flooding.

    Continue monitoring official alerts. Do not go outside when conditions suddenly become calm; the eye of a hurricane can create a temporary lull before dangerous winds return from the opposite direction.

    Be ready to move if the home becomes unsafe or officials change their instructions. If water begins entering the building, move to a higher level but avoid becoming trapped in an enclosed attic without an escape route.

    After the Hurricane

    The end of strong wind does not mean the danger is over. Floodwater, downed electrical lines, unstable trees, damaged structures, contaminated water, spoiled food and carbon monoxide can cause injuries after the storm.

    Wait for official guidance before returning to an evacuated area. Do not enter a damaged building if floodwater remains around it, you smell gas or authorities have not said it is safe. Keep children and pets away from debris and standing water.

    Photograph damage before cleanup when it is safe to do so. Contact the insurer and follow its documentation instructions. Use protective clothing during cleanup, and obtain professional help for electrical damage, structural damage, large trees, mold or suspected gas leaks.

    Continue to run generators outdoors and away from openings. Follow public-health notices about drinking water, and discard food that has been exposed to floodwater or held outside safe temperatures.

    Your Hurricane Home Preparation Checklist

    Before hurricane season:

    • Know your evacuation zone and local alert sources.
    • Choose destinations, routes and pet arrangements.
    • Review insurance and create a home inventory.
    • Complete structural improvements and prepare shutters or panels.
    • Build household supplies and plan for essential power needs.
    • Maintain the vehicle and emergency equipment.

    When a storm threatens:

    • Follow official forecasts and local instructions.
    • Finish preparations before tropical-storm-force winds arrive.
    • Secure outdoor items and protect openings.
    • Charge devices and test lights, radios and carbon-monoxide alarms.
    • Prepare food, water, refrigeration and medicines.
    • Leave promptly if your zone is ordered to evacuate.

    After the storm:

    • Wait for official guidance before returning.
    • Avoid floodwater, downed lines and unstable structures.
    • Document damage before cleanup when safe.
    • Continue generator, food and water safety precautions.

    A hurricane plan works best when the major decisions are made before the forecast becomes urgent. Start with the people in your household, the risks where you live and the supplies you already have. Then close the most important gaps one at a time. Calm preparation completed early is more useful than hurried preparation completed in dangerous conditions.

    Authoritative Sources